News flash: your gut instinct doesn’t only work when you’re hungry. Listen to your gut when you hear someone promise or offer you something that seems just that little bit too good to be true – because it is. Rather do your research about the product, pet or special offer before making any payments to unknown online traders.
So you’ve been saving up handfuls of cash to spend at the mall this festive season. Be careful, criminals know you’re locked and loaded with money and will attempt to rob you when you least expect it. Never carry large amounts of cash with you this season and rather make online payments instead.
Excited to withdraw your hard-earned cash from the ATM, but something seems a little off? Inspect the ATM before giving it your card. If the card slot seems wobbly or weird to you – don’t use the machine. Similarly, if a stranger offers to give you help, don’t accept it! Never let anyone help you at an ATM even if they happen to be Morgan Freeman or Celine Dion.
So you’ve been dreaming of that idyllic holiday getaway all year and someone phones you out of the blue with the perfect offer? This may seem like divine intervention, but most likely it’s a scam – especially when they start asking for urgent deposits and payment. Never make payments in a rush or do business with someone without double-checking their validity.